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UMA Undergraduate Guide 2011-2012
Undergraduate Admissions, Expenses, and Financial Aid
Financial Aid
Financial Aid General Information
Satisfactory Academic Progress (SAP)
Applying for Financial Aid
The Types of Financial Aid
Grants
Scholarships
Other Scholarship Resources
Tuition Waivers
Loans
Employment

Loans

A loan is a form of financial aid that must be repaid, usually after graduation. For most loans, students need to file a Free Application for Federal Student Aid (FAFSA) to be considered. The University of Massachusetts Amherst administers two different kinds of loans—Federal Perkins Loans and William D. Ford Federal Direct Loans. For information on alternative loans, see “Alternative Financing” elsewhere in this section.